Mortgage & Family Protection

We all need to be protected. What would happen if a sudden illness, disability or death occurred? We can help provide you with the peace of mind that comes with knowing that you are protected if something should happen. Our panel of protection providers offer a range of products to cover your needs.

Life Cover

This comes in two main forms: Level Term and Decreasing Term. Level Term will give you the same amount of cover throughout the term of the policy and will pay out that amount if you make a claim. Decreasing Term will decrease over the policy term, usually to match your decreasing mortgage balance and will pay out the current amount if a claim is made.

Family Income Benefit

Available on both Life and Critical Illness plans, Family Income Benefit will pay out a regular income from the time of claim until the end of the policy term. For example, A claim made 5 years into a 20 year policy, would pay a monthly benefit for 15 years.

Please note that for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This document will set out the terms, conditions and limitations of the cover provided under your plan.